Choosing products - Loans and credit

If you want to get a loan or credit, there are lots of things to consider, especially whether you can afford to pay the money borrowed back and what would happen if your circumstances change.

We have information to help decide on your options before you borrow money or apply for a loan, and to help you work out how much you can borrow. We’ve information on your credit history and what you can do if you are refused a loan. Our choosing products section has details about all the main types of loan and credit products available, including:

• Car finance
• Credit cards
• Consolidating loans
• In-store credit
• Loan insurance
• Moneylenders’ loans
• Mortgage top-up
• Overdrafts
• Personal loans

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