Loans and credit

If you want to borrow money or get credit, there are lots of things to consider, especially whether you can afford to pay the money back and what would happen if your circumstances change. Get information on the things you should cnsider before you borrow money.

If you want to borrow money, you should work out how much you can borrow. We explain your credit history and help you understand why you may have been refused a loan and what you can do if you have been.

Choosing products has information on the main types of credit and loans available, including credit cards, overdrafts, personal loans, car finance and much more.

Don’t forget, you can work out loan repayments with our calculator

You can also compare personal loans, credit cards and overdafts with our cost comparisons.

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